Buy Now - Pay Later Custom Moissanite Jewelry

BUY NOW - PAY LATER
NO INTEREST CHARGES - NO MEMBERSHIP FEES – NO DEBT

In line with our 'affordable luxury' principle, EcoMoissanite makes it easy for you to own our beautiful jewelry and gemstones without paying upfront. For your convenience, you can buy now and pay later by splitting the total purchase amount into two easy installments. This flexible two-step payment process is simple and takes only five minutes. Your first payment of 50% is due upfront to begin the jewelry creation process. The Lay-Buys system will automatically complete the final 50% payment within 30 days of purchase.

Our production time is only 2-4 weeks for all our made-to-order jewelry pieces. Therefore, as soon as your last payment is processed, your jewelry will be ready to be sent out to you via our courier service. Please note: We will hold the items until your outstanding balance is fully paid off.

How Lay-Buys Work

EcoMoissanite Lay-Buy

Terms and Conditions

Under our Lay-Buys agreement, our customers are deemed to have agreed to the following terms:

  • A non-refundable deposit of 50% minimum is required for payment when a Lay-Buy is set up.
  • Our customers are responsible for the one-time admin fee payable to the Lay-Buys payment provider. The admin fee amount depends on the total order value. This amount will be displayed to the customers on their payment plan page before being redirected to PayPal.
  • Lay-Buys are only available for one month; however, you can finalize the second payment earlier.
  • Lay-Buys exceeding the one month (without an approved extension) might result in order cancellation.
  • Once the Lay-Buy process is initiated, you cannot change the order and e-mail due to the payment provider's policy. Please remember that you will need access to the e-mail address you provide since the system will send confirmation e-mails and invoices there.

Frequently Asked Questions

Yes! All Lay-Buy payments use PayPal's encrypted environment.

We will ship your jewelry or gemstones after the final payment is processed.
There are no ongoing costs – only a one-off admin fee payable to Lay-Buys company.

1.9% for orders over $300
2.9% for orders between $200 and $300
3.9% for orders between $100 and $200

There are no interest charges or late fees.
Lay-Buy installments are auto-paid from your linked card or PayPal account balance.
Yes, you can payout your balance anytime. Please get in touch, and we will send you an e-mail with an embedded payout payment link.
Please make sure that funds are available by having an active card linked to your PayPal account.
Yes. You can settle your balance at any time before the automated monthly payment by contacting us.
PayPal will auto attempt to charge your account in five days. You will receive a notification from the platform about it.

You can e-mail us, and we will invoice you for any missed payments.

Yes, you can check all your Lay-Buy payment details in your PayPal account. Please go to settings >> payments >> pre-approved payments.
PayPal may auto-cancel a payment plan if the recurring payments cannot be linked to an active card or due to insufficient funds.
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